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Protect your homes with fire sprinkler system read more

July 9, 2013

How to choose the right type of gates for your house read more

July 9, 2013

Surround your relatives with the comfort of own home read more

July 9, 2013

Easy moving in Edmonton and Calgary with Bill & Ben read more

August 7, 2013

Moving - the high technologies on the cargo transportation market read more

August 7, 2013

Office relocation in Calgary and Surrey read more

August 7, 2013

The main advantage of mortgages in Canada is extremely low interest rates read more

December 3, 2013

Professional plumbing services for your home read more

December 11, 2013

The pros for taking out a mortgage loan read more

July 13, 2014

Why do people refuse from mortgage lending programs read more

July 21, 2014


Why do people refuse from mortgage lending programs

Many people believe that when taking out a mortgage, the amount of money you will have to pay monthly is too big, but such an opinion ignores one thing: as a rule, people, who do not have their own homes, live in rented apartments. They have to pay a rent, of course, and the rent is comparable to mortgage monthly payments. The difference is that in one case the person pays for his/her own apartment, and the other - for someone else's.

Mortgage loan can scare with the fact that its approval requires a high official income. However, recently, banks are increasingly taking into account all kind of additional income, so this aspect can not outweigh the obvious advantages of the loan.

Besides, there is an opinion that the loan entails some psychological tension due to a sense of duty, and that it is difficult to feel yourself the rightful owner of the property until the entire amount of loan is repaid to a loan lender. Such feeling must be compensated by the knowledge that in fact the apartment does not belong to the bank, it just provides you with funds for its acquisition. Read more about the advantages of mortgage lending.

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